High-intent life insurance prospects — term, whole life, universal life, IUL, no-exam, and mortgage protection — qualified for product fit, coverage band, and ability to buy, then delivered exclusively to your agents in under 90 seconds.
Most life insurance leads come from price-comparison engines. Prospects fill out a form to see the cheapest term policy, then get dialed by eight carriers competing on premium alone. By the time your producer calls, the conversation is already a race to the bottom.
Worse, most aggregator leads have no qualification on coverage band, product preference, or financial profile. Producers waste their day talking to prospects who want $25k of coverage when the agency's economics require a $250k case.
OneLife builds life insurance pipelines around your product mix. Term producers receive term-shaped intent. IUL producers receive prospects qualified for cash-value conversations. Whole-life producers see seniors and families positioned for permanent coverage.
Benchmarks compiled from insurance lead generation partners and public lead-industry reporting. Your numbers will vary by carrier mix and agent ramp, but the deltas hold.
We don't run a single life insurance campaign and route everyone the same way. Term life, whole life, universal life, indexed universal life (IUL), no-exam, and mortgage protection each have distinct buyer profiles, qualification criteria, and creative styles — so OneLife runs them as separate exclusive programs with separate intent signals.
Every record is delivered exclusively, with documented TCPA consent, qualified coverage band, and product preference attached. Your producers spend their time on conversations that fit the agency's economics — not chasing quote-engine traffic across eight competing carriers.
Separate creative tracks for term, whole life, universal life, IUL, no-exam, and mortgage protection — each tuned to the buyer's mindset and price sensitivity.
Forms capture intended coverage range so producers know if they're looking at a $50k mortgage protection case or a $1M+ IUL conversation before the dial.
IUL-trained producers receive cash-value-curious prospects; term and mortgage protection specialists receive young-family and new-homeowner intent.
Sold once, delivered in under 90 seconds, with full consent and qualification metadata.
Run any combination of product tracks — campaigns are billed and delivered separately so reporting stays clean.
Forms ask for intended coverage — $100k, $250k, $500k, $1M+ — so producers know the size of the case in advance.
Express written consent on every submission with a 7-year audit trail.
Leads routed only to producers licensed in the prospect's resident state.
Push to HubSpot, Salesforce, Velocify, Radius, GoHighLevel, Zoho, or any standard webhook in under 90 seconds.
Duplicates, invalid contacts, and out-of-spec leads credited automatically inside 24 hours.
Separate creative tracks for term, whole life, and IUL drive traffic to product-specific landing pages.
Forms capture coverage band, age, and product preference before a lead is billed or routed.
Leads are matched to producers whose specialty aligns with the prospect's product intent.
Weekly QA flags invalid records for credit and informs creative refreshes per product track.
Independent producers who need a steady flow of life insurance leads without managing media buyers, dialer infrastructure, or compliance overhead.
Agencies running 5–50 closers who need predictable daily lead volume, geographic balancing, and replacement-backed economics.
Marketing organizations that need a white-label lead source to offer downline agencies — branded delivery, recurring volume, partner reporting.
High-volume floors that need sub-90-second delivery into their dialer with hard caps, schedule controls, and pause-on-demand.
Life Insurance Leads ships with the same compliance posture we apply to every OneLife program. Read the full compliance overview or our privacy policy.
Express written consent recorded on every form submission with timestamp, IP, and consent language preserved.
Two-step opt-in on all paid traffic. Real consumer contacts only — no co-registration paths, no incentivized sign-ups.
We never resell your delivered leads. Records are stored in encrypted-at-rest databases and purged on request.
Full consent and submission history retained for seven years and produced within 48 hours on legal request.
A 30-minute strategy call covers your current funnel, the gaps we see most often, and what a tailored program — wired into our lead management dashboard — would look like for your agency.
The definitive framework for evaluating any insurance lead vendor — sourcing, exclusivity, compliance, ROI.
Why exclusivity changes contact rate, conversion, and cost-per-issued-policy — with real benchmarks.
See how delivery, replacement, and reporting work across every vertical.
Exclusive, TCPA-compliant final expense leads delivered to your agents in under 90 seconds. Senior-aligned creative, qualified intent, replacement guarantee.
Mortgage protection insurance leads sourced from new-homeowner and recent-mortgage audiences. Exclusive, sub-90s delivery, full replacement guarantee.
Custom lead generation campaigns built around your vertical, audience, geography, and economics. Creative, capture, qualification, and delivery — engineered to fit.
Tell us about your agency. A strategist will reach out within 24 hours with a tailored plan.