Real-time delivery may be supported where configured. Timing varies by product, source, integration, routing conditions and buyer configuration; confirm the applicable delivery specifications.
Mortgage protection is a time-sensitive sale. New homeowners are open to the conversation in the months following closing — by year two, the moment has passed and producers are reaching prospects who've already moved on.
Most agencies buy aged direct-mail lists, get poor contact rates, and blame the channel. The real issue is timing and source: lists three to six months out of date can't compete with a system that reaches homeowners while the mortgage is still front-of-mind.
Real-time delivery may be supported where configured. Timing varies by product, source, integration, routing conditions and buyer configuration; confirm the applicable delivery specifications.
A checklist for comparing insurance lead generation programs. Results depend on product, source, carrier mix, sales process and agreement terms.
OneLife targets prospects within the window where mortgage protection actually converts — the months immediately following closing. Combined with progressive qualification, this produces a pipeline of homeowners genuinely open to the conversation.
Qualification, available source and consent evidence, recording, screening and exclusivity depend on the product, publisher and agreement. Confirm the specifications and evaluate documentation for your intended outreach; no universal verification or legal compliance guarantee applies.
Targeting built on prospects within six months of closing — when mortgage protection intent peaks.
Forms capture coverage interest, mortgage size band, and primary income status.
Real-time delivery may be supported where configured. Timing varies by product, source, integration, routing conditions and buyer configuration; confirm the applicable delivery specifications.
Leads are filtered to match your producers' state licensing before billing.
Audiences built on prospects within six months of closing.
Forms qualify for coverage interest, mortgage size, and primary income status.
Qualification, available source and consent evidence, recording, screening and exclusivity depend on the product, publisher and agreement. Confirm the specifications and evaluate documentation for your intended outreach; no universal verification or legal compliance guarantee applies.
Routed only to producers licensed in the prospect's state.
Supported delivery options depend on the product and configuration. Confirm API-based or custom compatibility and setup before ordering; named platforms are not automatically verified native integrations.
Refunds, credits and replacements follow the applicable buyer agreement, product specifications and review procedure. Eligibility, exclusions and processing times are not universally guaranteed.
Audiences built on prospects within six months of mortgage closing across digital and direct channels.
Forms collect coverage interest, mortgage size, and income status before billing.
Real-time delivery may be supported where configured. Timing varies by product, source, integration, routing conditions and buyer configuration; confirm the applicable delivery specifications.
Weekly QA replaces invalid records and informs creative refreshes.
Independent producers who need a steady flow of mortgage protection leads without managing media buyers, dialer infrastructure, or compliance overhead.
Agencies running 5–50 closers who need predictable daily lead volume, geographic balancing, and replacement-backed economics.
Marketing organizations that need a white-label lead source to offer downline agencies — branded delivery, recurring volume, partner reporting.
Qualification, consent and source documentation, exclusivity, delivery and retention depend on the product, publisher and buyer agreement. Confirm the applicable specifications and legal requirements before outreach.
Mortgage Protection Leads ships with the same compliance posture we apply to every OneLife program. Read the full compliance overview or our privacy policy.
Available consent records, such as timestamps or certificates, vary by publisher and product. Review them before outreach.
Sourcing methods and restrictions depend on the publisher, product and buyer agreement.
Resale restrictions and data-retention terms follow the applicable product and buyer agreement.
Qualification, consent and source documentation, exclusivity, delivery and retention depend on the product, publisher and buyer agreement. Confirm the applicable specifications and legal requirements before outreach.
A 30-minute strategy call covers your current funnel, the gaps we see most often, and what a tailored program — wired into our lead management dashboard — would look like for your agency.
The definitive framework for evaluating any insurance lead vendor — sourcing, exclusivity, compliance, ROI.
Why exclusivity changes contact rate, conversion, and cost-per-issued-policy — with real benchmarks.
See how delivery, replacement, and reporting work across every vertical.
Exclusive life insurance leads for term, whole life, and IUL producers. Higher first-touch contact rates and Consent-conscious sourcing.
Get exclusive final expense leads for senior-market agents. Consent-conscious sourcing, daily delivery, and compliance-first targeting. No long-term contracts.
Custom lead generation campaigns built around your vertical, audience, geography, and economics. Creative, capture, qualification, and delivery — engineered to fit.
Tell us about your agency. A strategist will reach out within 24 hours with a tailored plan.