Recent-mortgage and new-homeowner audiences, qualified for coverage intent and ability to buy, delivered exclusively to your producers in under 90 seconds.
Mortgage protection is a time-sensitive sale. New homeowners are open to the conversation in the months following closing — by year two, the moment has passed and producers are reaching prospects who've already moved on.
Most agencies buy aged direct-mail lists, get poor contact rates, and blame the channel. The real issue is timing and source: lists three to six months out of date can't compete with a system that reaches homeowners while the mortgage is still front-of-mind.
OneLife builds mortgage protection campaigns on recent-mortgage data and digital signals, qualified for coverage intent and routed exclusively to your producers within 90 seconds of capture.
Benchmarks compiled from insurance lead generation partners and public lead-industry reporting. Your numbers will vary by carrier mix and agent ramp, but the deltas hold.
OneLife targets prospects within the window where mortgage protection actually converts — the months immediately following closing. Combined with progressive qualification, this produces a pipeline of homeowners genuinely open to the conversation.
Every lead is delivered exclusively to one agency, with full consent metadata, state of residence, and basic financial qualification attached.
Targeting built on prospects within six months of closing — when mortgage protection intent peaks.
Forms capture coverage interest, mortgage size band, and primary income status.
Each lead is sold once and routed to your CRM in under 90 seconds.
Leads are filtered to match your producers' state licensing before billing.
Audiences built on prospects within six months of closing.
Forms qualify for coverage interest, mortgage size, and primary income status.
Express written consent on every form with seven-year audit retention.
Routed only to producers licensed in the prospect's state.
Webhook, email, or direct CRM integration in under 90 seconds.
Auto-credit on duplicates, invalid contacts, and out-of-spec records inside 24 hours.
Audiences built on prospects within six months of mortgage closing across digital and direct channels.
Forms collect coverage interest, mortgage size, and income status before billing.
Sub-90-second push to your CRM with all qualification metadata attached.
Weekly QA replaces invalid records and informs creative refreshes.
Independent producers who need a steady flow of mortgage protection leads without managing media buyers, dialer infrastructure, or compliance overhead.
Agencies running 5–50 closers who need predictable daily lead volume, geographic balancing, and replacement-backed economics.
Marketing organizations that need a white-label lead source to offer downline agencies — branded delivery, recurring volume, partner reporting.
High-volume floors that need sub-90-second delivery into their dialer with hard caps, schedule controls, and pause-on-demand.
Mortgage Protection Leads ships with the same compliance posture we apply to every OneLife program. Read the full compliance overview or our privacy policy.
Express written consent recorded on every form submission with timestamp, IP, and consent language preserved.
Two-step opt-in on all paid traffic. Real consumer contacts only — no co-registration paths, no incentivized sign-ups.
We never resell your delivered leads. Records are stored in encrypted-at-rest databases and purged on request.
Full consent and submission history retained for seven years and produced within 48 hours on legal request.
A 30-minute strategy call covers your current funnel, the gaps we see most often, and what a tailored program — wired into our lead management dashboard — would look like for your agency.
Exclusive life insurance leads for term, whole, and IUL producers. High-intent, TCPA-compliant, delivered in under 90 seconds with replacement guarantee.
Exclusive, TCPA-compliant final expense leads delivered to your agents in under 90 seconds. Senior-aligned creative, qualified intent, replacement guarantee.
Custom lead generation campaigns built around your vertical, audience, geography, and economics. Creative, capture, qualification, and delivery — engineered to fit.
Tell us about your agency. A strategist will reach out within 24 hours with a tailored plan.