Compliance

OneLife Marketing Solutions LLC sources insurance leads and calls through trusted third-party publishing partners and its own marketing activities. Our approach emphasizes transparent sourcing, relevant consumer inquiries, and supporting documentation appropriate to each lead product and traffic source.

We purchase leads and calls from third-party publishers and do not currently operate our own consumer-facing landing pages. Publisher traffic is not necessarily owned or controlled by OneLife, and not every consumer inquiry originates on a OneLife website.

Product availability, geographic coverage, qualification criteria, delivery methods and documentation vary by traffic source and buyer agreement. Ask which source and specifications apply to the product you intend to purchase.

Evaluating publisher traffic sources, consent disclosures and supporting records is an important part of responsible sourcing. Buyers should request the available source information and review how it supports their intended use. We do not represent every publisher as independently certified or audited, or claim to independently verify every consumer interaction.

Verification, screening and validation depend on the product, publisher and delivery arrangement. Product-specific procedures may address qualification, contact information, geography or duplicate records where supported. We do not promise that every record passes an identical four-stage chain or every possible check. Confirm the actual qualification criteria and available screening before activating a source.

Available supporting evidence may include TrustedForm certificates, Jornaya LeadID tokens, consent language and disclosures, submission timestamps, consumer IP addresses, landing-page or form URLs, publisher identification, source details, and relevant call recordings or metadata. These may refer to a publisher's form rather than a OneLife-owned landing page. Not every record contains every evidence type.

A certificate or token does not independently prove full legal compliance or establish permission for every downstream buyer. Evaluate the actual disclosure, consumer action, intended recipient, communication method and applicable law together. Ask for a representative documentation sample and the applicable product terms.

The OneLife Lead Center supports lead management and delivery capabilities. Real-time CRM or API delivery may be available where supported and configured. Delivery timing depends on lead type, traffic source, integration, routing conditions and buyer configuration; it is not universally guaranteed within 90 seconds.

Confirm existing supported delivery methods separately from custom integrations requiring configuration or planned functionality. We do not claim a native connection to a named third-party CRM without verified implementation. Exclusive arrangements, live transfers and inbound calls are governed by their individual product specifications and agreements.

The FCC's one-to-one consent restriction was vacated by the Eleventh Circuit on January 24, 2025 before it took effect. That decision did not remove other applicable consent, identification, DNC, opt-out or state-law requirements. Multiple-seller disclosures are not automatically valid or automatically prohibited by the vacated rule.

Buyers should evaluate permitted outreach for the particular source, consumer disclosure, intended recipient and technology. CMS rules for Medicare marketing are a separate framework. Review our TCPA buyer guide and consent update, and obtain qualified counsel for campaign-specific decisions. OneLife is not a law firm or a legal compliance certification body.

Applicable National and state DNC rules, internal suppression requirements and exceptions must be considered before outreach. Screening methods and available evidence vary by product and source. Buyers should confirm their own obligations and how suppression requests are communicated across the agreed workflow. No screening process provides zero TCPA risk, guaranteed lawsuit protection or clearance against every list for every record.

National Registry data obtained no more than 31 days before calling forms part of applicable compliance or safe-harbor procedures; daily screening is an optional stricter practice. Qualifying signed seller permission or an established business relationship may be relevant, but a seller-specific DNC request overrides that relationship. Covered FCC revocation requests require reasonable-time handling, no more than 10 business days; special opt-out mechanisms, FTC rules and state requirements can differ. Do not treat that cap as a universal grace period.

Limit consumer information to what is necessary and authorized for the intended purpose, restrict access to appropriate recipients, and use supported secure delivery methods. Consent to receive a marketing communication is not blanket authorization to collect or use sensitive health information. Confirm retention and handling requirements under the applicable law and agreements. See our Privacy Policy.

Responsible insurance advertising should be accurate, appropriately substantiated and consistent with applicable platform, carrier and legal requirements. Review the relevant source disclosures and consumer expectations rather than relying on a blanket compliance label. Consumers can contact info@onelifemarketingsolutions.com about opt-out or removal requests. Buyers remain responsible for honoring requests received through their own outreach.

Refunds, replacements, credits, disputes and eligibility are governed by the applicable buyer agreement, product specifications and review process. There is no universal automatic 24-hour refund or credit guarantee. Confirm the reporting window and available procedure for your order.

Discuss source information, supporting documentation, reporting and available call samples for the specific campaign before buying. Availability differs by publisher and product. Written specifications should define qualification, exclusivity, delivery, documentation and dispute expectations without presenting planned capabilities as live features.

Review the January 24, 2025 Eleventh Circuit decision, the FCC consent-revocation order and its January 2026 limited informational-message waiver, and FTC Telemarketing Sales Rule guidance. Medicare buyers should separately review the April 6, 2026 CMS final rule and our Medicare acquisition guide.

The cited CMS marketing changes apply to CY 2027 marketing beginning October 1, 2026, distinct from the June 1 rule effective date. Marketing/sales recording retention and enrollment documentation have different requirements. These source-based explanations are not a certification of every current federal or state requirement; access to consolidated live eCFR text was restricted during this review. Check later orders and plan requirements with qualified counsel.

Explore how the methodology runs in practice across our delivery process, the published results our agency partners report, and the OneLife Lead Center platform for supported lead management and delivery capabilities. For a vertical-specific view, see our final expense, Medicare, and life insurance programs, or a state-level view of Florida Medicare Advantage, Texas Medicare Advantage, California Medicare Advantage, Florida Medicare Supplement, Texas Medicare Supplement, Florida T65, Texas T65, Florida final expense, Texas final expense, Florida life insurance, and Texas life insurance programs.